Our Branches : Sholing - 023 8043 4244 Aldermoor - 023 8078 3900 Portchester - 023 9238 0377
An unexpected death can often place unnecessary financial strain on the family, but there are plenty of charities and governmental organisations that are able to offer help and advice during this difficult time.
To help take the weight off your shoulders,
Waters and Sons have created this simple guide that explains how to seek financial advice and what you may be entitled to after a bereavement.
If your wife, husband or civil partner dies you can claim up to 21 months of Bereavement Support Payments. You must claim within 3 months of their passing to be eligible.
You’ll get a lump sum payment and then up to 18 monthly installments following it. There are two separate rates that you could claim:
First Payment | Monthly Payment | |
---|---|---|
Lower Rate | £3,500 | £350 |
Higher Rate | £2,500 | £100 |
The higher rate applies if you are receiving or are entitled to Child Benefit. Claiming Bereavement Support Payment will not affect your benefits.
How to claim:
You can claim using the
online form, by phone or online.
To apply, you’ll need:
At
Waters and Sons,
we offer a 24 hour personal support service. Please feel free to contact us at any time for advice and guidance on financing your loved one’s funeral.
You can claim Child Benefit for 8 weeks after your child dies.
If you become the main carer of a child after their parents have died, you may be able to get Child Benefit to help you cope with the extra expense.
You may be entitled to
Guardian’s Allowance
or
Widowed Parent’s Allowance on top of Child Benefit.
You may qualify for home visits from a DWP officer or charitable organisation to help you through your benefits claim. In certain circumstances, these visits can take place at a hospital.
You are eligible for support visits if:
For these reasons, if you are deemed to require additional support, the DWP will advise you on how to proceed safely with your claim before the visit occurs.
At Waters and Sons, we offer a 24 hour personal support service. Please feel free to contact us at any time for advice and guidance on financing your loved one’s funeral.
If the death of your loved one has left you in debt, there are organisations that are able to offer advice and guidance on how to manage the unexpected loss.
Citizens Advice,
National Debtline and
Step Change exist to help you through this difficult time.
Funerals can be expensive which is why the government offers Funeral Expenses Payments to those who struggle financially. This scheme allows you to pay the cost of your funeral in monthly instalments to give your loved one the tribute they deserve, and give you peace of mind.
Funeral Support Payment applies if you or your partner claim any of the following benefits:
Funeral Expenses Payment will cover:
You can also claim up to £1000 to cover other funeral fees. Depending on your chosen service, this might not cover the full expense of the funeral. This payment will be paid directly to your bank account or the bank account of your funeral director.
Golden Charter Funeral Plans to give you exceptional value and choice over funeral expenses. Their schemes allow you to prepay for your funeral either in monthly instalments or all at once to give your family peace of mind after your death.
At
Waters and Sons, we know that coping with debt and financial strain following a bereavement only adds unnecessary distress to the process and that’s why we offer 24 hour personal support.
If you require any more information on how Waters and Sons can support you through this trying time, feel free to contact us.
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Merryoak - Head Office
106 Spring Road
Sholing
Southampton
SO19 2QB
T: 023 8043 4244
E: info@watersandsons.co.uk =
Aldermoor Branch
247 Aldermoor Road
Aldermoor
Southampton
SO16 5NU
T: 023 8078 3900
E: aldermoor@watersandsons.co.uk
Portchester Branch
77 West Street
Portchester
Fareham
PO16 9UN
T: 023 9238 0377
E: portchester@watersandsons.co.uk
Company Owner - Mr Simon Waters
Company Number: 06851825
SAIF Membership Number: 2299
BIFD Licensed Funeral Directors
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